What do you pay for Auto insurance?

Discussion in 'Motorized Vehicles' started by KPot2004, Feb 22, 2012.

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  1. KPot2004

    KPot2004 Notebook Evangelist

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    So I have to renew my auto insurance before March 11th, I was paying about $580 for 6 months for my 2011 Civic. During the last 6 months I made ONE claim, my windshield was hit with a rock and had to be replaced. Now I get the renewal documents in the mail and they want $663. So I'm now looking for other options. What do you guys pay for 6 months of coverage?

    I just did a quote on the Allstate and they want $1,100 for their "economy policy" :eek:
     
  2. SemiExpert

    SemiExpert Notebook Consultant

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    It all depends on the specifics of your situation - namely your personal driving record, your age, place of residence, model of car, annual mileage, even whether or not you have a garage or park your car on the street.
     
  3. redrazor11

    redrazor11 Formerly waterwizard11

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    I pay about 75-80 a month with Geico. Early 20's, male student, clean driving record, normal 2003 Nissan. Bare minimum coverage.
     
  4. SemiExpert

    SemiExpert Notebook Consultant

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    But it still makes a great deal of difference where you live, the specific model of car, and as a student, even your GPA. Loved those good student discounts.
     
  5. KPot2004

    KPot2004 Notebook Evangelist

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    I was paying for full coverage $96 a month, I always prepaid for 6 months. No reason it should be that much different between Progressive and Allstate, double the price is pretty crazy. I was ready to switch over them increasing it from $580 to $663 but I guess that's still cheaper then the competition.

    Also I'm 26, never even been pulled over by the police. No points.
     
  6. Fishon

    Fishon I Will Close You

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  7. Tsunade_Hime

    Tsunade_Hime such bacon. wow

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    I pay 93 a month for liability only on my 1995 Nissan 240SX SE. I'm 22 with 1 point on my license. I have 2nd highest insurance you can get (like 500k combined), I've been with my insurance company for more than 6 years, State Farm.
     
  8. JOSEA

    JOSEA NONE

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    I DO NOT advocate this, but I have not paid in Pennsylvania anything for the last 15 years since I found out you can self insure. I used to have Erie.
     
  9. usapatriot

    usapatriot Notebook Nobel Laureate

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    A lot because I live in Miami.
     
  10. SemiExpert

    SemiExpert Notebook Consultant

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    In know that in some states you can post a bond instead of buying auto insurance. It's actually a pretty neat idea. The insurance companies collect premiums from a bunch of people and put aside funds into a reserve to pay claims, so when an individual puts up a bond, it's pretty much the same idea, only on an individual basis.
     
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